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Numéro

Vol. 2 No 2 (2004): Revue de l’enseignement supérieur en Afrique

Issue Published : mars 30, 2004

2 - Student Loans: Potential, Problems, and Lessons from International Experience

Maureen Woodhall
https://doi.org/10.57054/jhea.v2i2.1674
Maureen Woodhall

Revue de l’enseignement supérieur en Afrique, Vol. 2 No 2 (2004): Revue de l’enseignement supérieur en Afrique
Article Published : janvier 14, 2004

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Résumé

Cet article, préparé pour une conférence portant sur le « Financement de l’enseignement supérieur : diversification des revenus et élargissement de l’accès », qui a eu lieu à Dar-es-Salaam en mars 2001, s’inspire de différentes expériences tirées des pays en développement, dans le but de mieux orienter les politiques de mise en place de prêts étudiants en Afrique. Il souligne les problèmes communs à ces programmes de prêt (qui ont pour la plupart été un échec en Afrique), allant d’un capital inadéquat à des subventions excessives, en passant par l’incapacité à venir à bout de l’opposition politique à l’octroi de ces prêts. Il existe un grand nombre de décisions clés à prendre, dont l’issue déterminera largement l’éventuel taux de recouvrement, et déterminera également l’accès des étudiants à ces programmes, et pourrait même bien influer sur la possible réceptivité politique à l’égard du concept de prêts. Cet article conclut que les programmes de prêts peuvent être définis pour être plus efficaces, afin de contribuer à la diversification des revenus en Afrique.


 

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Maureen Woodhall. (2004). 2 - Student Loans: Potential, Problems, and Lessons from International Experience: Maureen Woodhall. Revue De l’enseignement supérieur En Afrique, 2(2). https://doi.org/10.57054/jhea.v2i2.1674
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Les références
  1. Albrecht, D., & Ziderman, A. (1992). Student loans and their alternatives: Improving the performance of deferred payment programs. Higher Education, 23(4), 357-374.
  2. Barr, N. (2001). The welfare state as piggy bank: Information, risk, uncertainty and the role of the state. Oxford, UK: Oxford University Press.
  3. Chapman, B. (1999). Reform of Ethiopian higher education financing: conceptual and policy issues. Mimeo. World Bank. Retrieved in 2001 from http://www.worldbank.orp-/education/economicsed/researcIVeconseries/Chapman.htm.
  4. Jackson, R. (2002). The national student financial aid scheme of South Africa: How and why it works. Welsh Journal of Education, 11(1), 82-94.
  5. Chapman, B., & Ryan, C. (2002). Income-contingent financing of student charges for higher education: Assessing the Australian innovation. Welsh Journal of Education, 11(1), 64-81.
  6. Chuta, E. J. (1992). Student loans in Nigeria. Higher Education, 23(4), 443-49.
  7. Johnstone, D. B. (1986). Sharing the costs of higher education: Student financial assistance in the United Kingdom, the Federal Republic of Germany, France, Sweden, and the United States. New York: College Board.
  8. Johnstone, D. B., & Tekleselassie, A. A. (2001). The applicability for developing countries of income-contingent loans or graduate taxes, with special consideration of an Australian HECS-type income-contingent loan program for Ethiopia. Mimeo. Retrieved in 2001 from http://www.gse.buffalo.edu/org/IntHigherEdFinance.
  9. Kajubi, W. S. (1992). Financing of higher education in Uganda. Higher Education, 23(4), 433-441.
  10. Mokgwathi, G. M. G. (1992). Financing higher education in Botswana. Higher Education, 23(4), 425-431.
  11. Kotey, N. (1992). Student loans in Ghana. Higher Education, 23(4), 451-459.
  12. Teferra, D., & Altbach, P. (2003). African higher education: An international reference handbook. Bloomington: Indiana University Press.
  13. Williams, P. (1974). Lending for learning. Minerva, 12, 326-345.
  14. Woodhall, M. (1970). Student loans: A review of experience in Scandinavia and elsewhere. London: George Harrap.
  15. Woodhall, M. (1983). Student loans as a means of financing higher education: Lessons from international experience. World Bank Staff, Working Paper No. 599. Washington, DC: World Bank.
  16. Woodhall, M. (1987). Lending for learning: Designing a student loan programme for developing countries. London: Commonwealth Secretariat.
  17. Woodhall, M. (Ed.). (1989). Financial support for students: Grants, loans, or graduate tax? London: Kogan Page, in association with the Institute of Education, University of London.
  18. Woodhall, M. (1991). Student loans in higher education [in] English-speaking Africa. Paris: International Institute for Educational Planning.
  19. Woodhall, M. (1992). Student loans in developing countries: Feasibility, experience, and prospects for reform. Higher Education, 23(4), 347-356.
  20. Woodhall, M. (1994). Higher education: The lessons of experience. Washington DC: World Bank.
  21. Woodhall, M. (2002, July). (Guest editor of special issue). Paying for learning: The debate on student fees, grants and loans in international perspective. Welsh Journal of Education, 11(1).
  22. World Bank. (1986). Financing education in developing countries: An exploration of policy options. Washington DC: World Bank.
  23. World Bank. (1994). Higher Education: The lessons of experience. Washington, DC: World Bank.
  24. Ziderman, A., & Albrecht, D. (1995). Financing universities in developing countries. London: Falmer Press.
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Les références


Albrecht, D., & Ziderman, A. (1992). Student loans and their alternatives: Improving the performance of deferred payment programs. Higher Education, 23(4), 357-374.

Barr, N. (2001). The welfare state as piggy bank: Information, risk, uncertainty and the role of the state. Oxford, UK: Oxford University Press.

Chapman, B. (1999). Reform of Ethiopian higher education financing: conceptual and policy issues. Mimeo. World Bank. Retrieved in 2001 from http://www.worldbank.orp-/education/economicsed/researcIVeconseries/Chapman.htm.

Jackson, R. (2002). The national student financial aid scheme of South Africa: How and why it works. Welsh Journal of Education, 11(1), 82-94.

Chapman, B., & Ryan, C. (2002). Income-contingent financing of student charges for higher education: Assessing the Australian innovation. Welsh Journal of Education, 11(1), 64-81.

Chuta, E. J. (1992). Student loans in Nigeria. Higher Education, 23(4), 443-49.

Johnstone, D. B. (1986). Sharing the costs of higher education: Student financial assistance in the United Kingdom, the Federal Republic of Germany, France, Sweden, and the United States. New York: College Board.

Johnstone, D. B., & Tekleselassie, A. A. (2001). The applicability for developing countries of income-contingent loans or graduate taxes, with special consideration of an Australian HECS-type income-contingent loan program for Ethiopia. Mimeo. Retrieved in 2001 from http://www.gse.buffalo.edu/org/IntHigherEdFinance.

Kajubi, W. S. (1992). Financing of higher education in Uganda. Higher Education, 23(4), 433-441.

Mokgwathi, G. M. G. (1992). Financing higher education in Botswana. Higher Education, 23(4), 425-431.

Kotey, N. (1992). Student loans in Ghana. Higher Education, 23(4), 451-459.

Teferra, D., & Altbach, P. (2003). African higher education: An international reference handbook. Bloomington: Indiana University Press.

Williams, P. (1974). Lending for learning. Minerva, 12, 326-345.

Woodhall, M. (1970). Student loans: A review of experience in Scandinavia and elsewhere. London: George Harrap.

Woodhall, M. (1983). Student loans as a means of financing higher education: Lessons from international experience. World Bank Staff, Working Paper No. 599. Washington, DC: World Bank.

Woodhall, M. (1987). Lending for learning: Designing a student loan programme for developing countries. London: Commonwealth Secretariat.

Woodhall, M. (Ed.). (1989). Financial support for students: Grants, loans, or graduate tax? London: Kogan Page, in association with the Institute of Education, University of London.

Woodhall, M. (1991). Student loans in higher education [in] English-speaking Africa. Paris: International Institute for Educational Planning.

Woodhall, M. (1992). Student loans in developing countries: Feasibility, experience, and prospects for reform. Higher Education, 23(4), 347-356.

Woodhall, M. (1994). Higher education: The lessons of experience. Washington DC: World Bank.

Woodhall, M. (2002, July). (Guest editor of special issue). Paying for learning: The debate on student fees, grants and loans in international perspective. Welsh Journal of Education, 11(1).

World Bank. (1986). Financing education in developing countries: An exploration of policy options. Washington DC: World Bank.

World Bank. (1994). Higher Education: The lessons of experience. Washington, DC: World Bank.

Ziderman, A., & Albrecht, D. (1995). Financing universities in developing countries. London: Falmer Press.

Biographie de l'auteur

Maureen Woodhall

Maureen Woodhall is an Honorary Fellow in the Education Department of the University of Wales, Aberystwyth, from which she retired as Senior Research Fellow in 2001. She is also Emeritus Reader in Education Finance at the University of London Institute of Education and Visiting Fel- low, School of Education, University of Sussex. Address queries to her at: e-mail: maureen@woodhall.me.uk

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Revue de l’enseignement supérieur en Afrique

Le Journal publie des articles de recherche, des articles de réflexion et des critiques sur les questions contemporaines de l'enseignement supérieur sur le continent, avec un accent particulier sur les questions de recherche et de politique.
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